Wells Fargo Dealer Services
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Credit Services

Operating and growing a successful dealership requires access to capital. We offer auto dealers competitive financing solutions for:

  • Real estate
  • Floor plan
  • Working capital
  • Acquisition or mergers
  • Buying and leasing office equipment and supplies

Floor plan financing with online account management
To keep your dealership inventory at full capacity, we can help you explore a credit facility with competitive rates and terms based upon your specific inventory needs. Our floor plan financing comes with online account management tools that provide you with the ability to view, perform credit transactions, and manage your inventory online. You or key staff control who in your organization has access to view information, print reports, and perform transactions. In addition, a floor plan account specialist assigned to your dealership is just a phone call away.

Interest rate risk management
Whether your interest rate risk profile is straightforward or complex, Wells Fargo's team of experienced and knowledgeable interest rate risk specialists will work with you to help design and implement a hedging strategy that works for your dealership’s financial and risk management needs.1

  •  Protect your dealership from unexpected rate movements
  •  Ensure that your debt service payments are predictable
  •  Manage the interest gap or rate sensitivity between your assets and liabilities
  •  Rebalance the mix of your fixed- versus floating-rate debt
  •  Manage unwanted basis risk

Learn more about our customer-focused interest rate risk management strategies and services.

1Hedging involves potential costs and risks, including opportunity costs and potential early termination fees. Nothing herein is a recommendation, solicitation, commitment, or offer for any swap, and Borrower acknowledges that Wells Fargo may be unable under CFTC regulations to recommend or offer Borrower a swap unless Wells Fargo determines the swap would be suitable. If Borrower would like information about swaps or hedging with Wells Fargo, we can refer you to our swap specialists.

Unless otherwise expressly agreed, swaps are offered by Wells Fargo Bank, N.A., a swap dealer registered with the Commodity Futures Trading Commission (“CFTC”) and member of the National Futures Association (“NFA”), and certain derivatives clearing services are offered by Wells Fargo Securities, LLC, a CFTC-registered futures commission merchant and NFA member. See https://www.wellsfargo.com/com/risk-management/clearing-services.

Contact Us

  • 1-888-937-9997
  • Monday – Friday
  • 5:00 am – 5:00 pm
    Pacific Time