Credit services

Operating and growing a successful dealership requires access to capital. We offer auto dealers competitive financing solutions for:

• Real estate
• Floorplan
• Working capital
• Acquisition or mergers
• Buying/leasing office equipment and supplies

Floorplan financing with online account management
To keep your dealership inventory at full capacity, we can help you explore a credit facility with competitive rates and terms based upon your specific inventory needs. Our floorplan financing comes with online account management tools that provide you with the ability to view, perform credit transactions, and manage your inventory online. You or key staff control who in your organization has access to view information, print reports, and perform transactions. In addition, a floorplan account specialist assigned to your dealership is just a phone call away.

Interest rate risk management
Whether your interest rate risk profile is straightforward or complex, Wells Fargo's team of experienced and knowledgeable interest rate risk specialists will work with you to help design and implement a hedging strategy that you believe works best for your dealership’s financial and risk management needs.

•  Protect your dealership from unexpected rate movements
•  Ensure that your debt service payments are predictable
•  Manage the interest gap or rate sensitivity between your assets and liabilities
•  Rebalance the mix of your fixed- versus floating-rate debt
•  Eliminate unwanted basis risk.

Learn more about our creative, customer-focused interest rate management strategies and services.