Deposit and treasury management solutions

No matter how simple or complex your needs, we can help make your dealership’s day-to-day banking operations more efficient and convenient with checking and savings options, online access to your accounts and information, and award-winning treasury management services. Your relationship manager will team with a treasury management specialist to develop an overall plan and an effective combination of services to maximize cash flow and cost efficiencies, with benefits such as:

• 24-hour online access to accounts, information, and reporting through our secure, single sign-on banking portal, Commercial Electronic Office^®
• The ability to initiate electronic transactions (ACH, wire, and tax payments) online
• Accelerated access to funds and check images
• Tools to reduce the likelihood of check and ACH fraud
• Depositing checks electronically through a secure online transfer 24 hours a day, 7 days a week

WellsOne® Commercial Card
Imagine having a tool that could help you build an integrated electronic solution for managing payments
and related processes with suppliers. Improve efficiency and cash flow by optimizing working capital, without having to sacrifice oversight. One card program that can eliminate the paperwork, wasted time, and redundant efforts of the traditional purchasing/payable process. We’re pleased to offer qualifying dealerships the WellsOne Commercial Card — a sophisticated charge card designed to streamline your purchasing process.

You’ll benefit from:

• Complete spending visibility. Sophisticated information reporting provides meaningful data needed to make it easy for your senior management, finance staff, and cardholders to view transactions, authorize expenses, and analyze spending patterns.
• Flexibility and control. Tailor your program to your company’s specific needs. Leverage the self-administration capability to control each cardholder’s spending guidelines.
• Ongoing risk management. Wells Fargo supports every card with sophisticated fraud monitoring technology, real-time reconciliation tools, and $100,000 of built-in liability coverage to protect you from unauthorized employee purchases.

You’ll work with a dedicated WellsOne Commercial Card account manager who gives you one-call access to answer questions as well as provide industry insight to increase the efficiency of your commercial card program

Merchant services
Processing customer payments is a critical part of your business. Wells Fargo Merchant Services is a trusted credit and debit card processor that will add value to your banking relationship, while helping you gain greater control over your finances and cash flow. 

You’ll benefit from:

• Receiving funds as early as the next business day when funding to a Wells Fargo deposit account
• The convenience of one statement for Visa®, MasterCard®, American Express, and Discover Network transactions and streamlined reporting and record keeping with our online tool, Business Track
• Additional opportunities including electronic check acceptance, and flexible lease and purchase options on processing terminals