Wells Fargo Dealer Services
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Auto Refinance

People in a car
Refinance your auto loan
Programs to meet your personal needs

Looking to refinance your loan or have a high monthly payment? We can help. You may be able to refinance your loan with a lower monthly payment, either by reducing your interest rate or extending your loan term. (While refinancing may decrease your monthly payment amount, it may increase your total number of payments and the total cost of the loan over time.)

We make the refinance process easy and convenient by offering the highest level of service at every step of the way. We also provide helpful information such as vehicle history reports, vehicle values, and payment calculators.

Apply Online
Refinancing your auto loan with us is fast and easy – and now you can apply online anytime. To complete an application, you will need to have the following information available:

  • Borrower's and, if applicable, co-borrower's names and Social Security numbers, as well as residence and employment information
  • Information about the vehicle such as make, model, year, mileage, and vehicle identification number (VIN), if available

While the application should only take a few minutes to complete, please note that you will not be able to save the application and return to complete it later. Once your completed application has been submitted, we'll contact you by phone, mail, or email regarding your application and approval status. If approved, you'll have the option of signing and returning a standard loan package or using our electronic documents process to print the loan package right from your computer.

Vehicle History Reports
Now you can get any car's life story with an official AutoCheck vehicle history report from Experian Automotive.

Vehicle Values
Find pricing on new and used cars, trucks, and vans.

Calculators 
Take the guesswork out of financing, with tools to help you determine what you can afford.


Loans subject to credit approval and acceptable collateral. Products not available in all states.

Contact Us

  • 1-800-289-8004
  • Monday – Friday

  • 5 am – 7 pm PT
  • 7 am – 9 pm CT
  • 8 am – 10 pm ET

  • We accept telecommunications relay service calls.

  • Contact Us

Access Accounts Gold Lock

Application Status Gold Lock